Bank Statement Codes Wps — Td
Leon pointed to another line. “What’s this ‘WPS ADJ’?”
Automated Teller Machine withdrawal (Banking Machine Withdrawal) Credit (Money deposited into your account) DR / OD Debit or Overdrawn (Money taken out or negative balance) EFT Electronic Funds Transfer GC
| Code | Meaning | Typical Transaction Type | |------|---------|--------------------------| | | Point of Sale | Debit card purchase | | ACH | Automated Clearing House | Direct deposit, bill pay, electronic transfer | | ATM | ATM withdrawal | Cash withdrawal or deposit at TD ATM | | TFR | Transfer | Between TD accounts or to external bank | | DEP | Deposit | Check or cash deposit | | FEE | Service fee | Monthly maintenance, overdraft, ATM fee | | INT | Interest earned | Interest on savings or checking | | RC | Returned check | Deposited check bounced | | NSF | Non-sufficient funds | Insufficient funds fee | | PYD | Paid | Loan or credit card payment | | BP | Bill payment | Online bill pay from TD account | | TEL | Telephone transfer | Transfer done via phone banking | | COR | Correction | Adjustment or reversal entry | | HOLD | Fund hold | Temporary hold on funds |
A person or business sent you funds using a wire service that uses WPS as a tracking identifier. Business Tools: If you are a business owner, it may refer to Web Business Services (WBS) fees/transactions. Common TD Bank Codes for Reference
International trade payments handled by TD Global Transfer or commercial wire rooms show up under this header. td bank statement codes wps
"I need to know what this is," Marcus said, trying to keep his voice steady. "A charge for $2,450 labeled WPS. I didn’t authorize this."
If you see "WPS" on a bank statement, it most likely points to two different things, depending on the context:
Because "WPS" codes often represent unique wire identifiers, the specific source can vary. To find more detail: Check Digital Details : Log in to the TD EasyWeb TD Mobile App
: If a code is unclear, it is often a shorter way of describing a payment type , such as BACS (electronic transfer) or SO (standing order). Leon pointed to another line
If you still cannot identify a WPS transaction after reviewing this guide, contact TD Bank directly. Bring the exact date, amount, and your statement. A representative can retrieve the wire’s destination and initiation method, giving you the clarity you need.
| Code | Meaning | |------|---------| | | TD Canada Trust (for cross-border) | | EFT | Electronic funds transfer | | PBC | Personal bill payment code | | MISC | Miscellaneous credit/debit | | REV | Reversal of prior transaction | | OD | Overdraft | | ODP | Overdraft protection transfer | | ATM SVC | ATM service fee |
The portal looked perfect. His balance was displayed. The two-factor authentication box popped up. He typed his username, his password, and then the temporary code from his authenticator app.
Direct Deposit (Typically payroll, government benefits, or tax refunds) Electronic Funds Transfer INT Common TD Bank Codes for Reference International trade
If the abbreviation alone isn't enough, you can dig deeper using official digital tools:
02/17 – WPS DEBIT - CAYMAN ISLANDS - $2,847.32 02/17 – WPS FEE - OUTGOING WIRE - $35.00 02/18 – CHARGEBACK REVERSAL - INSUFFICIENT FUNDS - $45.00
If you don't already have a pdf viewer installed on your computer, download Adobe Reader. * Go to the Statements & Documents page. How to access online statements on EasyWeb - TD Bank